Ashley Swegle Agency offers a full line of life insurance products from an A rated insurance company, and one of Forbes most trustworthy financial companies in 2017.
Life insurance is a critical part of a financial plan and must be considered carefully. Most policyholders consider life insurance a means to replace income if something happens to them. There are many other reasons to purchase life insurance, including investment, protection, and philanthropy. There is a life insurance policy for every need.
Ashley Swegle Agency can help you find the right life insurance policy for you, and who, and what you love.
Some of the policies we offer include:
Whole Life - Whole life policies feature a fixed premium payment and cash value that accumulates over time. Policyholders can choose the benefit amount of the plan, so they can have peace knowing their loved ones will be taken care of.
Term Life - A term life insurance policy provides coverage for a fixed term that is selected by the policyholder. Terms may be 10, 15 or 20 years. These policies are highly customizable and can correspond with various financial responsibilities such as a mortgage or college tuition for dependent children.
Universal Life - Universal life policies offer permanent life insurance with some flexibility. With a universal life policy, policyholders have flexibility with premium payments and benefits, and the cash value of the policy may earn interest.
Indexed Universal Life - Indexed universal life policies have the same flexibility as a universal life policy, but they may also earn an additional return through the stock market.
Variable Universal Life - A variable universal life policy offers the same flexibility in premium payments as a Universal policy, but also provides the policyholder the ability to invest the cash value of the policy in variable separate accounts.
Credit Life - A credit life policy pays or reduces any outstanding credit obligations the policyholder may have. This policy pays the benefit directly to the creditor and can be used in addition to other life policies.
Please reach out to our agency today to discuss your life insurance needs.