Auto Insurance

Auto Insurance Agency

When it comes to Vehicle insurance, one size does not fit all. Selecting a policy with limits and deductibles that are custom made for you can save you time and money. Ashley Swegle Agency takes the time to get to know you, your cars, and driving habits so we can provide you with the right auto insurance policy and coverage. We offer coverage for all types of vehicles. We can insure your collector car, as well as your daily commuter. We will help you make insurance decisions based on the best coverage for you and your budget.

No matter which coverages you select for your auto, you can be confident that Ashley Swegle Agency will be here to help if you ever need to use them. Our agency offers a full line of auto insurance products from an A rated insurance company, and one of Forbes most trustworthy financial companies in 2017. Here are some of the features and options we offer:

Car Rental Insurance

Rental car coverage is included with the purchase of comprehensive and collision coverages. If your car becomes inoperable due to a covered claim, rental car coverage is available at no additional charge.

Common cause of loss – If both your vehicle and your home are damaged in a single event, such as a fire or hail storm, our common cause of loss feature requires you to pay only one deductible.

Collision waiver – If you’re in a car accident with another vehicle insured by us, we will discount or waive your collision deductible.

Customized equipment – If you have comprehensive and/or collision coverage, our auto policy will include up to $2,000 of coverage for customized equipment, permanently installed on the vehicle as an aftermarket part. We can also add more coverage for customized equipment if needed.

Roadside assistance Coverage

Roadside assistance coverage can be added to your auto policy, and is at your disposal 24 hours a day, 7 days a week, 365 days a year.

Towing And Labor

Towing And Labor Insurance coverage is an optional Coverage that can be added to your Vehicle insurance Policy that can cover some of the costs and expenses related to roadside breakdowns such as a flat Tire, dead Battery or a lockout.

Collision Coverage

If your vehicle becomes damaged or destroyed due to an accident with another car or vehicle, regardless of who is at fault, Collision coverage will help to cover the repairs or replace your vehicle up to the actual cash value.

GAP insurance

Protect yourself financially when you owe money on a depreciated vehicle with GAP insurance. GAP insurance covers the difference between what a vehicle is currently worth (which your standard insurance will pay) and the amount you actually owe on it. GAP coverage is an endorsement that may be added to your auto policy. If your vehicle is a total loss, this endorsement will make up the difference between what you owe on your vehicle and what the vehicle is worth – up to $10,000.

ACE – If your vehicle is new (less than a year old and less than 15,000 miles), this endorsement will replace it with a comparable vehicle if the cost to repair it exceeds 25% of its original value. If the vehicle can be fixed, this endorsement will cover the extra cost of original equipment manufacturer (OEM) parts.

Fresh Start Discount® – If you are an early shopper and apply for an auto policy before your current coverage expires, we will discount your first six months of coverage.
Association Discount – We offer a 10% discount on your auto policy premium if you’re a member of certain auto clubs. See us for qualifying clubs and associations.

CashbackS – If you insure both your vehicle and your home with us and are claim free for three consecutive years, we’ll send you a rebate check for 25% of the eligible home and auto premiums you paid three years prior. You’ll receive a check each year thereafter that you remain claim free.*

Three Line Discount – When you insure your vehicle, home and life with us, we will discount your auto and home insurance policies.

Contact us today for a free Vehicle insurance quote.

*American National reserves the right to discontinue the CashbackSM program at any time. CashbackSM is not available in all states. Homeowner premiums used to calculate CashbackSM reward do not include earthquake, equipment breakdown, service line coverage and Identity Theft Protection endorsement premiums. Claim free means no paid claims of any type, other than automobile towing and labor claims, homeowner earthquake, equipment breakdown, service line coverage and/or stolen identity claims.


Ashley Swegle Agency, American National Insurance Camdenton
155 US-54
Camdenton, MO 65020
(573) 317-4535


Ashley Swegle Agency – American National Insurance 
679 W Elm St #4, Lebanon, MO 65536
(417) 532-3832

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